Independent Business Insurance Agency Serving Iowa and Beyond
At Densmore Insurance Strategies, Inc., we’re committed to building a business based on an innovative, collaborative structure.
Business Insurance
- General Liability
- Commercial Property
- Commercial Auto
- Workers’ Compensation
- Professional Liability
- And Much More
Personal Insurance
- Home Insurance
- Auto Insurance
- Renters Insurance
- Umbrella Insurance
- Motorcycle, RV, Watercraft,
- And Much More
Our Community Partners and Organizations
Why work with an independent insurance agent?
We protect what's most valuable to you
Independent insurance agents and brokers are part of their local communities and support the people and businesses in it. Unlike captive agents, they work for you and have access to multiple insurance companies to find you the best coverage. And when your goals change, they’ve got answers – no need to keep changing insurance agents!
Our agents work with top national insurance companies. Extensive Coverage Choices.
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What Our Clients Say
Trusted by Iowa Families & Businesses
See why clients across Iowa trust Densmore Insurance Strategies for their personal and business insurance needs.
“Mark and his team at Densmore Insurance were incredibly helpful when we needed to update our business coverage. They took the time to understand our operations and found us better coverage at a lower rate. Highly recommend!”
Jason R.
Bondurant, IA
“I would highly recommend Densmore Insurance for any older home. They found us comprehensive coverage that other agencies couldn’t match. The personalized attention to detail was outstanding.”
Jenna M.
Ankeny, IA
Mike T.
Des Moines, IA
“We switched to Densmore for our farm and equine insurance needs. Mark’s specialized knowledge in this area is unmatched. He guided us through every detail and made sure we were fully protected. Exceptional service!”
Sarah K.
Altoona, IA
“After a hail storm damaged our property, Densmore Insurance was there for us immediately. Their emergency services and claims support were incredible. They truly care about their clients and it shows.”
David L.
Bondurant, IA
“As a small business owner, finding the right workers’ compensation and general liability coverage was overwhelming. The Densmore team made it simple and saved us money. They’re a small company that works with multiple carriers to find you the best options. Very friendly and professional.”
Rachel P.
West Des Moines, IA
Got Questions?
Frequently Asked Questions
Find answers to common insurance questions. Can’t find what you’re looking for? Our team is here to help.
What types of insurance does Densmore Insurance offer?
We offer a comprehensive range of insurance products including Business Insurance (General Liability, Commercial Property, Workers’ Compensation, Professional Liability), Personal Insurance (Home, Auto, Life, Umbrella), Farm & Equine Insurance, and Cyber Security coverage. As an independent agency, we work with multiple carriers to find the best coverage for your needs.
Why should I choose an independent insurance agency?
Independent agencies like Densmore Insurance work with multiple insurance carriers, giving you access to more options and competitive rates. We’re not tied to one company, so we can shop around on your behalf to find the coverage that best fits your needs and budget. Plus, you get personalized service from local experts who know your community.
How do I file an insurance claim?
Filing a claim is easy! You can contact our office directly at (515) 967-3390, and we’ll guide you through the process. We’re here to advocate for you and ensure your claim is handled promptly and fairly. For after-hours emergencies, most carriers have 24/7 claim hotlines we can provide.
What factors affect my insurance premium?
Several factors influence your premium including your coverage limits, deductible amounts, claims history, location, and the type of property or vehicle being insured. For business insurance, factors like industry type, number of employees, and annual revenue also play a role. We’ll help you understand these factors and find ways to optimize your coverage.
How often should I review my insurance coverage?
We recommend reviewing your insurance annually or whenever you experience major life changes such as buying a home, starting a business, getting married, or adding a new driver to your policy. Regular reviews ensure your coverage keeps pace with your evolving needs and you’re not paying for coverage you no longer need.
Do you offer insurance for small businesses in Iowa?
Absolutely! We specialize in helping Iowa small businesses find the right coverage. Whether you’re a startup, contractor, retail shop, or professional service provider, we can tailor a policy that protects your business, employees, and assets. Contact us for a free business insurance consultation.
Still have questions?
Our friendly team is ready to help you find the right coverage.
Get Your Free Insurance Quote
Connect with a local independent agent today
Visit Our Office
Stop by our location to speak with one of our experienced insurance agents in person.
Densmore Insurance Strategies, Inc.
Bondurant Office (Main)
Address
85 Paine St SE ste g, Bondurant, IA 50035
Phone
(515) 967-3390
Office Hours
Mon - Fri: 8:30 AM - 5:00 PM Sat - Sun: Closed